The 2025 changes at a glance
What to expect from this year’s regulatory updates.
The EU’s anti-financial crime package
This package of reforms includes the establishment of a decentralised EU anti-money laundering agency that may bring changes to the oversight of national regulators.
Payment services directive
A new iteration of the EU’s regulatory framework for payment services, including specific requirements for payment firms on fraud and financial crime prevention.
eID, authentication, and trust services
Significant enhancements to this regulation will encourage broader adoption of electronic identification. With that will come standardised identity verification process and an EU Digital Identity Wallet for all EU citizens.
Digital operational resilience act
This regulation will introduce stringent requirements for financial institutions and third-party providers to address potential ICT-related risks.
Markets in crypto assets regulation
One of the most comprehensive regulatory frameworks for crypto globally, it aims to provide clear rules and legal certainty around the issuance, trading, and custody of crypto assets within the EU.
Transfer of funds regulation
A revision to this regulation will bring notable changes for EU crypto firms, who will be required to collect and share information on the originators and beneficiaries of any crypto transfer, regardless of the amount.
