Qualified electronic signature

A secure electronic signature that can be issued standalone or alongside Fourthline’s bank-grade KYC onboarding.

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The problem

You want to onboard clients with a fully digital flow, but traditional solutions eat away at conversion and scalability.

Our solution

With a bank-grade KYC + QES flow, you can onboard clients without compromising on user experience, conversion rates, or peak performance.

Applications

KYC, loan agreements, mortgage agreements.

Meet the July 2027 AMLR deadline with confidence.

QES delivers the fastest, most reliable remote customer identification—built to scale with your business.

A secure digital signature

Fourthline's Qualified electronic signature has the highest levels of security and can be used to open new accounts, issue credit or sign a contract. Offer your clients a user friendly QES solution, without compromising on scalability or conversion rates.

Enterprises using VideoIdent or BankIdent can add QES to Fourthline's bank-grade KYC onboarding solution as a scalable alternative.

Offer clients a seamless user experience while boosting conversions and lowering operational costs. Best of all, it's fully compliant with local anti-money laundering laws.

Higher conversion rates

Fourthline’s KYC onboarding with QES flow has better conversion rates compared to traditional BankIdent or VideoIdent.  

Optimise for scalability and UX

Fourthline’s KYC onboarding with QES delivers a flow optimized for peak performance while eliminating wait times.

50% lower compliance costs

Reduce costs with a fully digital process that doesn’t require client service agents or back-office specialists.  

QES: Your Direct Path to EU Compliance

The shift is happening now.

The EU's Anti-Money Laundering Regulation takes effect July 10, 2027, replacing fragmented national rules with one clear standard across all Member States.

The AMLR requires high-assurance methods for remote customer identification, legacy approaches simply won't meet the new requirements.

Three Paths Forward...

The AMLR recognises only three compliant methods:

EUDI Wallet
Notified eID systems
Qualified Electronic Signature (QES)

QES is your smartest choice

It carries the same legal weight as handwritten signatures and works seamlessly across borders—making it the most practical solution available today.

Fourtline Leads Europe in QES

Europe's leading provider of a QES powered onboarding flow, delivering proven solutions that work at scale:

Highest assurance that meets rigorous eIDAS standards

Better conversion with smooth digital journeys that keep customers engaged

Future-proof compliance that works now and after July 2027

Ready When You Are

Don't wait for the deadline. Turn compliance into your competitive advantage with Fourthline.

We'll make your transition to AMLR requirements simple and effective.

How does it work?

Phone showcasing the kyc pay sign subproduct
1. Bank-grade KYC verifies the client’s identity

  • Identity verification

  • Liveness check

  • Proof of Address

  • NFC data extraction

2. Client is asked to sign with QES
3. Validation of the QES

Want to learn more?

Discover how we can help you solve mission-critical identity challenges in a tailored way.

Get in touch with our experts